Definition
Demand package
Personal injury demand terminology
Direct answer
The complete submission sent to a carrier: the demand narrative plus medical records, a medical chronology, itemized billing, wage documentation and indexed supporting exhibits.
NORBU Demand Editorial · Last reviewed 2026-08-31
In detail
What demand package means in practice
The package is the unit the carrier actually evaluates. Its organization — pagination, indexing, cross-references — determines how quickly a reviewer can verify what the letter claims.
Why it matters
Adjusters evaluate submissions, not prose. A well-organized package shortens review and removes the ambiguity that invites low offers.
Example
A 640-page package with a table of exhibits, Bates-style pagination and page citations inside the narrative.
NORBU Demand provides analytical support for counsel. It does not determine legal value, predict settlement outcomes, or provide legal advice. Every observation is presented for attorney review.
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