Damages intelligence

Personal injury damages

Personal injury damages

Direct answer

Personal injury damages fall into economic losses with documentary support — medical charges, lost earnings, out-of-pocket costs, documented future care — and non-economic losses presented through recorded limitation and impact. The demand's job is to make each category traceable to an attached document; assigning value to the claim remains attorney judgment.

NORBU Demand Editorial · Reviewed by Legal reviewer · Last reviewed 2026-08-31

Economic damages and their documents

CategorySupporting documentation
Medical chargesItemized provider billing, reconciled specials summary
Lost earningsEmployer letter, payroll records, tax documentation
Out-of-pocketReceipts for mileage, prescriptions, equipment
Property damageRepair estimate or valuation
Future careProvider recommendation plus a cost basis

Non-economic damages through the record

  • Work restrictions and their duration, quoted from provider notes
  • Measured functional limitation over time
  • Specific activity impacts documented at visits
  • Duration of treatment and its intensity

Characterization without documentation is discounted. A quoted restriction from a treating provider does more than a paragraph of description.

What NORBU does and does not do

Note

NORBU organizes, reconciles and presents damages documentation. It does not calculate case value, apply multipliers or estimate settlement ranges.

Relevant capability

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FAQ

Common questions

Does NORBU calculate damages?
NORBU reconciles claimed amounts against the underlying documents and reports discrepancies. It does not value the claim or predict what a carrier will pay.
What documents support lost wages?
An employer letter confirming missed time and rate, payroll records covering the period, and tax documentation where earnings vary or the claimant is self-employed.

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NORBU Demand provides analytical support for counsel. It does not determine legal value, predict settlement outcomes, or provide legal advice. Every observation is presented for attorney review.

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