Definition

Bodily injury claim

Personal injury demand terminology

Direct answer

A claim for physical injuries against a liability policy, evaluated by the carrier on liability exposure, documented treatment and supported damages.

NORBU Demand Editorial · Last reviewed 2026-08-31

In detail

What bodily injury claim means in practice

The bodily injury claim is the context for the demand: it is opened, assigned to an adjuster, and evaluated against the submitted documentation.

Why it matters

Understanding how the claim is evaluated determines what the package must prove.

Example

A BI claim assigned to a carrier's severity unit after surgical treatment is documented.

NORBU Demand provides analytical support for counsel. It does not determine legal value, predict settlement outcomes, or provide legal advice. Every observation is presented for attorney review.

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